Financing Made Easy

Bringing a rich blend of knowledge from the field of leadership and organisation learning, we have facilitated many clients to expand and evolve their corporation.

Factoring / Accounts Receivable Financing

If your company offers credit terms to your clients, Factoring will greatly enhance your cashflow. Factoring is a credit facility that allows your business to obtain prepayment on your credit sales invoices.

With factoring, your business can get cash upfront from credit sales invoices to seize business opportunities and finance your growing business. With Factoring, your business can be assured of its cashflow. Rather than waiting for the customers to pay back in 60 days or 90 days, you can look forward to cash advancement on your credit invoices within 2 days.

Trade facility (LC/TR) – Invoice Financing

If your company often purchase supplies or materials, trade facility will be beneficial for you. The Bank will help to pay your suppliers at the initial stage when importers provide document of title(delivery orders/invoices) to the bank for financing. Payment will be made to your suppliers at 100% of invoice amount. Thereafter, you can choose to pay the Bank back at a later date. Trade facility can be negotiable for both secured and unsecured term.

Letter of Credit (LC)

Letters of credit are often used in transactions to ensure that payment will be received. The bank also acts on behalf of the buyer (holder of letter of credit) by ensuring that the supplier will not be paid until the bank receives a confirmation that the goods have been shipped. Through this program, risk is mitigated as payment is guaranteed upon the presentation of full documentation or delivery of goods.